What Every Businesswoman Should Know About Finance—Even If You Hate Numbers
Running a business isn’t just about having a great idea, offering top-notch services, or building a beautiful brand. If you don’t understand your numbers, you’re flying blind. As a financial coach and virtual CFO, I’ve met many brilliant women entrepreneurs who are passionate, creative, and driven. But ask them about their balance sheet, and you’ll […]
The Budget Is Not Just a Spreadsheet—It’s Your Business Roadmap
Let’s talk about budgeting. When I mention the word “budget,” I often get eye-rolls. Many business owners think it’s about restriction—cutting back, watching every cent, or micromanaging. But in reality, a good budget isn’t about limits. It’s about clarity and intention. Think of your budget as your roadmap. It helps you plan where you’re going, […]
Top 10 Financial Fears for Divorced Women & How to Overcome Them
Going through a divorce is one of life’s most challenging transitions, and for many women, financial fears become overwhelming. Whether it’s managing expenses alone for the first time, securing a home, or ensuring financial stability for children, these concerns are real—but they can be managed. Here are the top 10 financial fears divorced women face […]
Study Shows 42% of Business Owners Had No Finance Skills Before Launching Here’s What It Cost Them
Study Shows 42% of Business Owners Had No Finance Skills Before Launching Here’s What It Costs Them Let’s talk about some surprising (and slightly worrying) stats* I came across recently: According to a 2025 study by QuickBooks/Intuit: – If you’re running a business without a strong handle on your finances, you’re essentially like driving with […]
Managing Your Finances Happily In This Festive Season for Divorced Families
The holiday season is a time of joy and togetherness, but it can also come with financial pressures, especially for divorced families. Whether it’s your first holiday post-divorce or you’re looking to improve your approach this year, managing your finances smartly can help you embrace the season with less stress and more happiness. 1. Set […]
US Tariff Hikes and Your Business: How to Pivot and Protect Profits
I am writing this while navigating the complexities of the latest tariff changes affecting Hong Kong businesses. On 27 Feb, 2025, the US announced another 10% tariff to be imposed on exports from China to the US — adding to the 10% hike that occurred in early February, as well as an earlier 7.5% from […]
Preparing Your SME Finances for a Prosperous 2025
As the year draws to a close, it’s the perfect time for you and your company to reflect on their financial performance and set the stage for a successful 2025. By reviewing your financials and planning strategically, you can boost profitability and ensure sustainable growth. 1. Review Your 2024 Financial Statements Start by examining your […]
Panic or Pivot? A CFO’s Guide for Hong Kong Businesses to Surviving the 2025 US Tariff Surge
Trump’s Tariff Announcement Creates Shocks Globally. What Hong Kong SMEs Must Do Now to Stay in Business? On 2 April, in what some are calling the new “Liberation Day” for American industries, US President Donald Trump made headlines once again—this time by announcing a sweeping global tariff plan that places particularly aggressive duties on Chinese […]
You Planned the Trip, But Did You Budget for It?
A Personal Reflection on Travel, Spending, and Why Smart Finance Starts Before You Pack Your Bags Last week, I returned from a special summer holiday — a Disney cruise with my dad. Like many HongKongers this season, I spent time researching flight schedules, planning destinations, comparing hotel deals, and reading dining reviews. The process was […]
From Fear to Financial Strength: Madaline’s Story
“𝘐 𝘥𝘪𝘥𝘯’𝘵 𝘵𝘩𝘪𝘯𝘬 𝘐 𝘩𝘢𝘥 𝘢𝘯𝘺 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘱𝘰𝘸𝘦𝘳 𝘭𝘦𝘧𝘵… 𝘶𝘯𝘵𝘪𝘭 𝘐 𝘮𝘦𝘵 𝘺𝘰𝘶. 𝘛𝘩𝘢𝘯𝘬𝘴 𝘷𝘦𝘳𝘺 𝘮𝘶𝘤𝘩!” These were the words Madaline* shared with me when we finished her family budget after the divorce — and I’m still deeply moved by her journey. Madaline moved to Hong Kong from Perth more than 10 years […]
