Let’s talk about budgeting. When I mention the word “budget,” I often get eye-rolls. Many business owners think it’s about restriction—cutting back, watching every cent, or micromanaging. But in reality, a good budget isn’t about limits. It’s about clarity and intention. Think of your budget as your roadmap. It helps you plan where you’re going, […]

Study Shows 42% of Business Owners Had No Finance Skills Before Launching Here’s What It Costs Them Let’s talk about some surprising (and slightly worrying) stats* I came across recently: According to a 2025 study by QuickBooks/Intuit: – If you’re running a business without a strong handle on your finances, you’re essentially like driving with […]

I am writing this while navigating the complexities of the latest tariff changes affecting Hong Kong businesses. On 27 Feb, 2025, the US announced another 10% tariff to be imposed on exports from China to the US — adding to the 10% hike that occurred in early February, as well as an earlier 7.5% from […]